My offer
What I can solve for you
– income loss, serious illness, disability, death.
– household and real estate, correct sum insured, underinsurance.
– damage in everyday life and at work/in business (depending on situation).
– third-party liability, comprehensive, glass, roadside assistance.
Insurance audit
What I actually check
Sum insured vs. reality (income, liabilities, asset value).
Exclusions, waiting periods, and combinations of add-on cover.
Indexation – so your policy does not "age" and the real value of cover does not decline.
Duplicates and unnecessary payments (same cover more than once).
Link to mortgage/investments – so everything makes sense together.
3 clear steps
How it works
– send your contracts/photos of policies. I will explain what they cover and where the gaps are.
– 1–2 options based on your budget and priorities, with a clear explanation.
– arranging cover, setting up indexation, annual review or whenever life changes.
Solution proposal
What you get from me
One-page summary: what we cover, why, and for how much.
Coverage table: quick "before" and "after" comparison.
Review plan: when we will meet (annual check, new baby, mortgage, etc.).
FAQ
Frequently asked questions
I already have insurance – does it make sense to change it?
Not always. If what you have makes sense, we will simply adjust the parameters. The goal is efficiency, not change for its own sake.
How much does it cost?
The audit is non-binding. I explain my fee upfront; it is usually no direct cost for the client (commission from the provider).
How often should I review my insurance?
Ideally once a year, or when a major life change occurs (mortgage, new child, starting a business).
